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Recovery and Resurgence With POS Financing

In a WWD-produced webinar called “Recovery & Resurgence,” Susan Schmidt, vice president, U.S. consumer credit at PayPal, joined WWD executive editor Arthur Zaczkiewicz to share insights on the fintech space, company values, shopping trends and the current retail environment. PayPal has 325 million active accounts, and 7.5 million new accounts that were activated in April alone as digital payments continue to rise in popularity. According to a recent survey, 56 percent of U.S. PayPal Credit users are more likely to shop at retailers again if they offer PayPal Credit. “One of the things that I find really interesting is when we talk to our customers, more than half of them say they’re more likely to shop at a retailer where PayPal Credit is accepted, just the acceptance that the brand provides such security and safety to the consumers,” Schmidt said. “And the other thing is PayPal Credit has an always-on, zero percent, no interest offer for six months. Our customers are habituated to knowing that that offer is available.” As a company, democratizing financial services is imperative to the overall business. “We care really deeply about democratizing financial services, doing well by doing what’s right, and being a champion for small business. And I’ve

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