If you purchase an independently reviewed product or service through a link on our website, WWD may receive an affiliate commission. Merry Christmas — it’s time to use your FSA funds before they go away forever after December 31. And if that acronym means nothing to you, let us break it down. A flexible savings account consists of money sourced from your (pre-tax) paychecks: to be put towards expenses like “deductibles, co-pays, and medical office visits,” per MetLife. Sometimes but not always, employers pitch into this account; in most cases, the total does not roll over into the next year, meaning it operates on a “use it by December 31 or lose it” policy, with the occasional grace period given depending on where you work. This is not the case for an HSA (health savings account), which rolls over yearly and even stays with you between jobs. That being said, while you can certainly also take advantage of HSA to shop the products we’ll be rounding up in just a second, there’s much less urgency to do so now than with an FSA. How to Pay for FSA-Eligible Beauty and Wellness Products Online When all is said and done and you’ve picked out all

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